(Senior) Lead - Product, Money Receiving

Money is only useful when it can move — into the right place, at the right moment, ready for what comes next. Today, people can receive money into MoMo through QR codes, phone numbers, and a dedicated Request Money experience. But we believe these are only the mediums we have today. As Product Lead for Request Money, your mission is to make MoMo the most natural place for people to receive money — from anyone, through whichever method works best next — and put that money to use immediately. You will strengthen the products millions of people rely on today while questioning whether today’s solutions are still the best ones. You will explore new ways to make receiving money more effortless, dependable, and useful, turning occasional transactions into an everyday MoMo habit. This is a role for someone who enjoys hard, ambiguous problems and works where customer behavior, product, technology, business, and partnerships meet. You will also be a player–coach: personally leading the most important product questions and bets, while helping junior PMs sharpen their thinking and grow through real work. Don’t just build the next QR or account number. Build the future of how money finds its way into MoMo. Mô tả công việcProduct Direction: Turn the Request Money vision into a clear product strategy, priorities, and executable bets across today’s products and future receiving methods. Own the path from strategic intent to measurable product outcomes. Customer Discovery: Use research, behavioral data, and direct customer exposure to uncover why people choose—or do not choose—MoMo for incoming money. Product Execution: Lead initiatives end-to-end, from problem framing and prototyping to launch and iteration. Partner closely with Design and Engineering to make the right trade-offs and maintain a high quality bar. Growth Learning: Define success, design experiments, and identify the levers that turn receiving money into a repeated MoMo habit. Cross-functional Leadership: Align Product, Engineering, Design, Data, Business, Operations, Risk, and external partners around one direction, including when product or partnership constraints are complex. Team Leadership: Coach junior PMs through real work, give clear feedback, and help raise the team’s product thinking and execution standards. What you will impact: Help make MoMo a primary destination for incoming money—growing the number of people who actively choose MoMo to receive money and the share of their everyday cash flow that enters the wallet. By making that money immediately useful and easier. Yêu cầu công việcMust-haveYou can turn an ambitious vision into a clear product strategy, prioritized bets, and executable initiatives—without losing sight of the original intent. You are deeply curious about customer behavior. You look beyond what users say or click to understand the real context, motivation, and outcome behind their choices. You think from first principles and see products as connected systems. You can simplify a complex problem without oversimplifying what matters. You have led complex consumer products end-to-end and can work closely with Engineering to understand constraints, question trade-offs, anticipate edge cases, and maintain a high quality bar. You are confident using data to ask better questions, define success, evaluate evidence, and decide when the team has learned enough to move forward. You can align Design, Engineering, Data, Business, Operations, and external partners without relying on formal authority—and turn discussion into action. You are comfortable being a player–coach: taking on difficult work yourself while giving junior PMs clear feedback and helping them develop stronger judgment. AI is a natural part of how you research, analyze, prototype, and communicate. You use it to move faster while keeping your own judgment firmly in the driver’s seat. Nice-to-haveExperience building fintech, payments, money movement, or other high-scale consumer products where trust and reliability matter. Experience working with banks, platforms, or external partners to bring new interaction models or technologies from idea to market. A strong understanding of growth loops, network effects, and how repeated product behavior compounds over time.