Risk Modelling Analyst (Collection System)

Role description

• Type of contract: Full-time

• Place of work: Ho Chi Minh City, Vietnam

You will design and review the collection strategies that run across the Group's consumer-finance markets in Europe and Asia, modelling them in UML and turning business rules into clean, executable system configuration. Sitting between collections operations, business logic, and the technical platform, you will govern configuration changes, troubleshoot issues, and coach local teams — with real Group-wide visibility and a clear path to becoming the recognised expert on the system. You will collaborate closely with colleagues in the Czech Republic, in a standard business-hours setup with no on-call.

Key Responsibilities

• Design and review collection strategies and workflows using UML / strategy modelling (Astah).
• Review configuration and parameterization changes and flag conditions that are not correct, keeping setups consistent across the Group.
• Own and improve the collections system change-management process.
• Support Group companies with collections system setup, optimisation, and troubleshooting.
• Provide 2nd-line support for configuration issues during standard business hours.
• Write and adjust SQL / PL/SQL and Python scripts for predictors and internal decisioning.
• Train local teams and share best practices with collections users across markets.
• Collaborate with operational, business, and technical stakeholders across multiple countries.

Your Experience and Skills

• Hands-on experience with UML / process and strategy modelling in any modelling tool — Astah specifically is a plus, not a requirement.
• Able to read and understand system logic and spot incorrect configuration or parameterization.
• Solid SQL skills and comfort validating and working with data.
• Structured, analytical mindset, comfortable across both technical and business environments.
• Fluent English — you will work daily with colleagues across countries and in the Czech Republic.

Nice to have:

• Experience in collections, credit risk, or collections operations.
• Collection systems such as Tallyman or Experian, or PL/SQL.
• Python for scripting predictors and decisioning.
• Git, Docker, Jira, and XML.

Join EmbedIT family and enjoy

• 20+ years of engineering expertise delivering large-scale IT transformation and fintech solutions.
• Impact platforms used by 140M+ users across Europe and Asia.
• Join a 500+ global engineering community working across 8 time zones.
• Work in a truly international environment, collaborating with teams across Czech Republic and APAC.
• Hybrid and flexible working setup that supports work-life balance.
• Competitive compensation package including base salary, allowances, 13th-month salary, and performance bonuses.
• Premium healthcare insurance, 24/7 accident coverage, and annual health checkups.
• Extra perks including meal allowance, phone allowance, company laptop, and parking support.