Lead - Product, Personal Finance Management

We’re building a smarter way for people to understand their money — and we want you to help shape it. As a Product Lead in our Personal Finance team, you’ll work on the foundations that help users make sense of where their money goes, what matters next, and how they can feel more in control of their financial life. You’ll work at the intersection of product, data, and technology — bringing fragmented financial signals into a shared context that can power clearer, more trustworthy experiences across the portfolio. Some days, that means shaping a new user experience; other days, it means working with engineers, analysts, and AI teams to make sure the product is built on the right understanding of a user’s financial reality. We’re looking for someone who enjoys ambiguity, sees opportunity in complex systems, and cares deeply about building products that are both useful and trustworthy. Mô tả công việcProblem Discovery: Study how users make sense of their spending, saving, shared money, and everyday financial decisions. Turn unclear behaviors and fragmented signals into meaningful product opportunities. Product Foundations Execution: Shape the data- and AI-enabled foundations that help personal finance experiences understand users’ money more clearly. Partner with product teams across the portfolio to turn fragmented financial signals into shared context, trustworthy insights, and more connected user experiences. Product Intelligence: Work with Engineering, Product Analytics, Data, and AI teams to translate complex financial data into experiences that are accurate, explainable, and useful. Experience Design: Partner with Design to make financial information feel simple, clear, and actionable — without overwhelming users or making conclusions the product cannot support. Cross-Functional Collaboration: Align teams across payments, transaction history, shared money, savings, and financial services around a more coherent understanding of the user’s financial context. Learning Iteration: Use user feedback, behavioral data, and product performance to continuously improve clarity, trust, engagement, and long-term user value. What you will impact: Help transform the financial mindset of Vietnamese people in the years ahead. Yêu cầu công việcMust-haveLike a Tesla in Full Self-Driving mode, you move independently and use AI to explore, prototype, and move through walls if needed — while keeping your own judgment firmly in the driver’s seat. Fun is underrated. You believe the best and most creative work comes from a sense of joy and possibility — and people can feel it in how you show up. You are comfortable owning ambiguous, cross-functional product problems and turning them into clear directions. You can translate complexity into simple stories — for users, stakeholders, and technical teams. You care about trust, clarity, and user control, especially when products deal with money or sensitive decisions. You work well across Design, Engineering, Data, and AI, and know how to move a group from discussion into action. You think from first principles: you question inherited assumptions, get to the real problem beneath the process, and rebuild toward the simplest path that creates user value. Nice-to-haveYou have experience leading products end-to-end, from problem framing and discovery to launch and iteration.2+ years of exposure in fintech, payments, personal finance, data products, AI-enabled products, or other complex consumer platforms. Experience building products that rely on data, prediction, or recommendation systems. An overseas degree with a background in Business, Finance, Computer Science, or a related field is a plus. Bonus points if any one of these is true. All three? Okay, now we ARE curious:You’re obsessed with PFM — the messy human problem, not just the dashboard. You think traditional PFM is broken, and can’t wait to build what comes next. You’ve actually built a money system that works! — for you or for others.